Payoff.com, the online service which is using gamification to help consumers pay off credit cards and save for goals, said Monday that Pandemic Studios co-founder Josh Resnick has joined the company's board of directors. The Los Angeles company, which is run by Scott Saunders, said that Resnick is one of the company's seed investors. Resnick co-founded and was President of Pandemic Studios, which was sold to Electronic ARts for $860M. He also previously served at Activision. Payoff's online service provides rewards and encourages users to meet financial goals.